With the election season underway, we are constantly hammered with political promises to save the Social Security fund or to improve the economy.
Personally, I don’t have a lot of trust in politicians and prefer to control my own destiny, including my career goals and retirement. To see if I’m on track, I took Bills.com’s online test. My test results were as expected, with a “B” score:
The reason I knew in advance I’d have a “B” or lower score was because I have taken on some extra debt in the last year to buy property that I intend to retire on. My plan is to have everything paid off by the time I am 50 and to be completely debt-free at that point. However, the current level of debt is not where I should be.
Personally-Tailored Financial Products and Services
The BillsIQ test has some excellent pointers, such as how to improve your credit score, wealth planning tips and even information about your “life plan.” Usually, when you take these types of tests, the only questions have to do with your debt/credit ratio. I found the wealth and life planning sections a refreshing and practical segment of the Bills IQ quiz. Actually, I scored quite well in these areas because I am a big believer in the benefits of goal setting. Debt help, credit consolidation services, estate planning and other financial products and services are recommended after you take the BillsIQ test. These services are specially tailored to match your needs, based on the results of your test. What’s nice about this is that the site doesn’t overwhelm you with a lot of information or services that you don’t really need. All recommended services are fine-tuned and honed to your specific needs that are revealed in your test results.
Quite frankly, I honestly don’t know if we “Baby Boomers” can rely on Social Security payments when it’s time to retire. Taking the BillsIQ test is an intelligent way to deal with this dilemma and to be in a great financial position today and in the future. The test is free. It only takes about 3 or 4 minutes to complete, and the results provide you with an arsenal of profitable and practical recommendations.
–Urbain Beck
